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Head of Risk at Fina Trust Microfinance Bank

by Sammy
vacancy

Summary

  • Generally, the Head of Risk will be responsible for the company’s risk management operations, including oversight of its risk identification and mitigation activities.
  • He will establish an integrated Risk Management framework for all aspects of risks across the Bank; develop risk management policies, including the qualification of the Bank’s risks appetite through specific risk limits.

Responsibilities

  • Appraising and analysing all loans requests with aim of protecting the Bank’s risk assets while ensuring that the loans appraised are in line with the Bank’s credit policy.
  • Ensure the achievement of stated turnaround times for loan review, analysis, appraisal on daily basis.
  • Ensure all required data/information are correctly entered and considered for credit decision making to ensure maximum usability
  • Reconcile all basis of recommendation of loan on cash flow/capacity.
  • Ensure PAR of the allocated branches’ portfolio is not more than 5%.
  • Attend to customer’s request both physically and in proxy in a friendly and welcoming manner to gain repeated business.
  • Ensure provision of timely report on all credit related report, conducting credit check on loan customers.
  • Monitoring of credit risk development and quality at portfolio level, proposes measures for improvement, prepares credit risk report.
  • Supervision of the work on credit risk policies, rules and methodologies.
  • Ensure effective management and resolution of conflicts, build participation processes that can accommodate requests at short notice in order to derive the maximum mileage for the organisation in a rapidly changing/dynamic environment.
  • Ensure operational and service excellence in the FTM Bank branch network.
  • Participate in managerial and departmental decision making which would result in adding value to the organisation as a whole.
  • Safeguard the confidentiality of all information pertaining to the FTM Bank obtained externally or internally during the course of employment and refrain from disclosing same to any third party
  • Create and facilitate co-operation and effective two-way communication among all stakeholders including employees and constituents to create win-win results.

Qualifications
Education and Experience:

  • Bachelor’s or Master’s Degree in Finance or related field required.
  • 6 – 10 years of related experience in credit risk preferred
  • Microfinance experience is an added advantage.
  • Professional certification is an added advantage
  • Working knowledge of data analysis software.
How to Apply

Interested and qualified candidates should send their Resume to: fmaidugu@finatrustmfbank.com using the Job Title as the subject of the email.

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