Responsibilities
- Evaluate loan applications and conduct thorough credit analysis to determine borrowers’ eligibility and creditworthiness.
- Assess financial documents, credit reports, and collateral valuations to make informed lending decisions.
- Structure loan products and terms based on clients’ needs, risk assessment, and internal policies.
- Present loan proposals to credit committees, providing comprehensive analysis and recommendations.
- Maintain and manage loan portfolios, ensuring timely repayment and proactively addressing any delinquencies or defaults.
- Develop and maintain strong relationships with clients, providing personalized financial guidance and solutions.
- Collaborate with cross-functional teams, including underwriters, legal, and compliance, to ensure loan processes adhere to regulatory requirements and internal policies.
- Stay updated on market trends, industry regulations, and changes in lending practices to mitigate risks and identify new business opportunities.
- Conduct regular financial reviews and assessments of existing loan accounts to identify potential risks and propose necessary modifications.
- Provide exceptional customer service, addressing client inquiries, concerns, and providing guidance throughout the loan application and approval process.
Qualifications
- ND/HND/Bachelor’s degree in Finance, Business Administration, or a related field.
- Proven experience as a Loan Officer, Credit Officer, or similar role in the financial services industry.
- In-depth knowledge of lending principles, credit analysis, and loan structuring.
Location
- IKORODU & EGBEDA, applicant must reside around Ikorodu or Egbeda.
How to Apply
Send CV to: paniefiok@davodanimfb.com using the Job Title as the subject of the email