Act as the primary contact for a portfolio of AUTO Clients with focus on developing new business relationships and maintaining important revenue-generating client relationship and portfolio quality. Assess the risks and impact from both the clients and bank’s perspective, identify opportunities to cross-sell related banking products and services and develop the overall clients relationship strategy.
Responsibilities
- Overall management of the assigned AUTO loan portfolio
- Responsible for Processing Loan applications for AUTO clients.
- Prospect new AUTO Clients and assist them for loan applications.
- Has the ability to analyse and interpret financial statements of the business to access the repayment capacity and financial soundness of the borrower.
- Prepares and execute loan contracts and arrange for disbursement of loan in kind.
- Have good knowledge about guidelines of the regulatory body and be able to prepare loan reports for internal and external use.
- Monitors the loan and follows up on the timely repayment.
- Maintain contact and maintain good relationship with clients.
- Maintain contact and maintain good relationship with vehicle dealers
- Liaise with relevant divisions to ensure synchronise processes
- Report detected malpractices, irregularities and non-compliance to the Management/internal control unit immediately
- Ensure full compliance with an in-place.
- Adhere to all banks policies, procedures, guidelines and practices
- Safeguard the confidentiality of all information pertaining to the bank obtained externally or internally during the course of employment and refrain from divulging same to any third party
Any other task as assigned by the Head of Department
Qualifications
- Experience in selling Auto-Products such as Cars.
- Minimum of 2-3 years previous experience in the sales of Car Loan
- Bachelors / HND Degree in any relevant field
- Must have worked in a Microfinance is an added advantage
- Analytical Skills
- Client Acquisition & Negotiation Skills highly needed.
How to Apply
Interested and qualified candidates should send their Resume to: fmaidugu@finatrustmfbank.com using the Job Title as the subject of the email.