This position will be in charge of the Business engagement for Flexi, sourcing for funding, post-loan disposal of assets, Flexi calculation, and strategies for growth, with duties including market research, and recommending upgrades when necessary.
Responsibilities
- Drive Business engagement with partners to derive strategic partnerships for funding and delivery of Flexi (Cooperate Lending and Co-Lending).
- Identifying viable business opportunities; coordinating business generation activities; developing customized targeted sales strategies.
- The ultimate success of the Flexi Business: sustainable product-market fit and profitability.
- Manage Flexi products portfolio.
- Manage post-loan asset disposal.
- Drive engagements of partners for loan collection outsourcing and asset package sale.
- Basic capacity building in Auto-deduction, credit investigation and external data research.
- Product reporting and analysis for informed decision-making.
- Assist the Risk and Compliance Department with NPL management and reporting.
- Develop new products generating new business opportunities by performing market research to identify customer needs/trends and opportunities.
- Assess market competition by comparing the unsecured lending proposition to competitors’ products across offerings, processes, customer experience and portfolio quality.
Qualifications
- Minimum of 4 years of work experience in Business Development and credit is a must.
- Bachelor’s degree in a relevant field.
Required Competencies
- Proven experience in Business Development or similar leadership roles.
- Sound Knowledge of Credit and lending trends to build organizational strategy.
- Ability to conduct analyses and research.
- An in-depth understanding of Credit assessment, and credit risk criteria.
- Strong interpersonal skills.
- Excellent communication skills.
- Leadership and organizational skills.
- Problem-solving attitude.
- Understand the 5 Cs of lending.
How to Apply
Interested and qualified? Go to PalmPay on www.palmpaylimited.applytojob.com to apply