Business Development Manager – Credit/Loan at PalmPay

This position will be in charge of the Business engagement for Flexi, sourcing for funding, post-loan disposal of assets, Flexi calculation, and strategies for growth, with duties including market research, and recommending upgrades when necessary.

Responsibilities

  • Drive Business engagement with partners to derive strategic partnerships for funding and delivery of Flexi (Cooperate Lending and Co-Lending).
  • Identifying viable business opportunities; coordinating business generation activities; developing customized targeted sales strategies.
  • The ultimate success of the Flexi Business: sustainable product-market fit and profitability.
  • Manage Flexi products portfolio.
  • Manage post-loan asset disposal.
  • Drive engagements of partners for loan collection outsourcing and asset package sale.
  • Basic capacity building in Auto-deduction, credit investigation and external data research.
  • Product reporting and analysis for informed decision-making.
  • Assist the Risk and Compliance Department with NPL management and reporting.
  • Develop new products generating new business opportunities by performing market research to identify customer needs/trends and opportunities.
  • Assess market competition by comparing the unsecured lending proposition to competitors’ products across offerings, processes, customer experience and portfolio quality.

Qualifications

  • Minimum of 4 years of work experience in Business Development and credit is a must.
  • Bachelor’s degree in a relevant field.

Required Competencies

  • Proven experience in Business Development or similar leadership roles.
  • Sound Knowledge of Credit and lending trends to build organizational strategy.
  • Ability to conduct analyses and research.
  • An in-depth understanding of Credit assessment, and credit risk criteria.
  • Strong interpersonal skills.
  • Excellent communication skills.
  • Leadership and organizational skills.
  • Problem-solving attitude.
  • Understand the 5 Cs of lending.

How to Apply

Interested and qualified? Go to PalmPay on www.palmpaylimited.applytojob.com to apply

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