Head of Credit Management at Chanelle Microfinance Bank

Position Overview:

  • As the Head of Credit Management, you will play a key role in the Credit and Risk Department, overseeing the credit risk assessment, management, and monitoring processes.
  • You will be responsible for ensuring the effective implementation of credit policies and procedures, managing a team of credit professionals, and contributing to the overall success and stability of the bank.

Key Responsibilities:

  • Credit Policy Development: Lead the development, review, and implementation of credit policies and procedures to ensure compliance with regulatory requirements and industry best practices.
  • Risk Assessment: Conduct comprehensive credit risk assessments, analyzing financial statements, credit reports, and other relevant information to evaluate the creditworthiness of individuals and businesses.
  • Portfolio Management: Monitor and manage the credit portfolio, identifying potential risks and implementing strategies to mitigate them. Regularly review and update risk models.
  • Team Leadership: Provide effective leadership to the credit management team, fostering a culture of accountability, collaboration, and continuous improvement.
  • Regulatory Compliance: Stay informed about changes in regulatory requirements related to credit management and ensure the bank’s practices align with these standards.
  • Reporting and Analysis: Prepare and present regular reports on credit portfolio performance, delinquency rates, and other relevant metrics. Provide insights and recommendations for decision-making.
  • Collaboration: Work closely with other departments, including Operations, Compliance, and Finance, to ensure seamless integration of credit processes and adherence to overall organizational goals.

Qualifications:

  • BSc/HND in Finance, Business Administration, or a related field. Master’s degree or professional certification is a plus.
  • Minimum of 5 years of experience in credit management, with a focus on microfinance or banking.
How to Apply

Interested and qualified candidates should forward their CV to: career@chanellemicrofinancebank.com using the position as subject of email.

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