Loan Officer at Davo Dani MFB

About the job

  • Evaluate loan applications and conduct thorough credit analysis to determine borrowers’ eligibility and creditworthiness.
  • Assess financial documents, credit reports, and collateral valuations to make informed lending decisions.
  • Structure loan products and terms based on client’s needs, risk assessment, and internal policies.
  • Present loan proposals to credit committees, providing comprehensive analysis and recommendations.
  • Maintain and manage loan portfolios, ensuring timely repayment and proactively addressing any delinquencies or defaults.
  • Develop and maintain strong relationships with clients, providing personalized financial guidance and solutions.
  • Collaborate with cross-functional teams, including underwriters, legal, and compliance, to ensure loan processes adhere to regulatory requirements and internal policies.
  • Stay updated on market trends, industry regulations, and changes in lending practices to mitigate risks and identify new business opportunities.
  • Conduct regular financial reviews and assessments of existing loan accounts to identify potential risks and propose necessary modifications.
  • Provide exceptional customer service, addressing client inquiries, and concerns, and providing guidance throughout the loan application and approval process.

JOB REQUIREMENT

  • ND/HND/Bachelor’s degree in Finance, Business Administration, or a related field.
  • Proven experience as a Loan Officer, Credit Officer, or similar role in the financial services industry.
  • In-depth knowledge of lending principles, credit analysis, and loan structuring.

Method of Application

Send CV to: paniefiok@davodanimfb.com using the Job Title as the subject of the email

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