Loan Officer (Lagos State) at Entourage Integrated Trust Limited

ENTOURAGE INTEGRATED TRUST LIMITED is looking for a LOAN OFFICER to facilitate lending for our clients by assessing creditworthiness and processing relevant paperwork in LAGOS STATE 

• IKORODU/MAYA/AGEMO/ODOGUNYAN
• YABA/SABO/MAKOKO/STADIUM
• IKEJA/COMPUTER VILLAGE/ALLEN/OPEBI/ SALVATION
• MUSHIN/ILUPEJU/OSHODI/OLOSHA/IDI-ORO
• MASHA/KILO/OJUELEGBA
• LADYLACK/ONIPANU/PALMGROOVE/OBANIKORO
• DOPEMU/CEMENT/MANGORO
• LAGOS ISLAND/OBALENDE/BALOGUN/CMS/APONGBON
• IDUMOTA/ IDUMAGBO/SURA

Loan Officer responsibilities include preparing loan applications, evaluating clients’ financial information and calculating risk ratios. To be successful in this role, you should have a good understanding of lending procedures and customer service experience.

Ultimately, you will help our clients acquire loans in a timely manner, while ensuring all requitements are met.

RESPONSIBILITIES

• Review loan requests
• Assess clients’ financial status
• Evaluate creditworthiness and risks
• Contact clients to gather financial data and documentation
• Analyse risks and approve or reject loan requests
• Set up payment plans
• Maintain updated records of loan applications
• Follow up with clients about loan renewals
• Monitor progress of existing loans
• Weekly repayment collection

REQUIREMENTS AND SKILLS

• Minimum of 3 years proven work experience as a  Loan Officer
• Minimum of 3 years group lending experience
• Hands-on experience with lending procedures and products
• Ability to create and process financial spreadsheets
• Strong analytical skills
• Excellent communication and interpersonal skills
• Customer service experience
• NCE/OND/HND/BSc in Banking and Finance, Economics or related field

BENEFITS:

• Starting Salary: 120,000
• Monday to Friday
• Profit Sharing
• HMO
• Flexible working hour
• Yearly appraisal
• Salary review base on performance