Risk Management Officer at IBILE Microfinance Bank Limited

Job Objective

  • To ensure that all staff, particularly operations staff diligently comply with the operational risk guidelines, policies, and procedures to mitigate the bank’s risk exposure.
  • This is largely achieved as they coordinate the activities of the regional monitoring teams.

Job Description

  • Evaluate customers’ loan applications in line with the bank’s credit policy.
  • Identify critical risks in credit requests and provide advice on how requests canbe restructured in line with the bank’s risk appetite.
  • Has relevant experience in analyzing consumer and SME loans.
  • Organization of credit committee.
  • Portfolio management & reporting.
  • Create innovative credit evaluation processes and systems.
  • Evaluate clients for creditworthiness based on our internal risk models & their application information.
  • Weed out fraudulent applications, and unreliable applicants.
  • Check Facility Letters and Loan Agreements and scrutinize the signed documents to ensure the correctness of the contracts.
  • Continuously ensure alignment/compliance with the credit risk management framework.
  • Continuously analyze and recommend improvement on credit risk management framework, processes, and systems.
How to Apply

Interested and qualified candidates should send their CV and a Cover Letter to: careers@ibilemfb.com using the Job Title as the subject of the mail.

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