Job Objective
- To ensure that all staff, particularly operations staff diligently comply with the operational risk guidelines, policies, and procedures to mitigate the bank’s risk exposure.
- This is largely achieved as they coordinate the activities of the regional monitoring teams.
Job Description
- Evaluate customers’ loan applications in line with the bank’s credit policy.
- Identify critical risks in credit requests and provide advice on how requests canbe restructured in line with the bank’s risk appetite.
- Has relevant experience in analyzing consumer and SME loans.
- Organization of credit committee.
- Portfolio management & reporting.
- Create innovative credit evaluation processes and systems.
- Evaluate clients for creditworthiness based on our internal risk models & their application information.
- Weed out fraudulent applications, and unreliable applicants.
- Check Facility Letters and Loan Agreements and scrutinize the signed documents to ensure the correctness of the contracts.
- Continuously ensure alignment/compliance with the credit risk management framework.
- Continuously analyze and recommend improvement on credit risk management framework, processes, and systems.
How to Apply
Interested and qualified candidates should send their CV and a Cover Letter to: careers@ibilemfb.com using the Job Title as the subject of the mail.