Trainee Loan Officer at AB Microfinance Bank

RefCode: TLO/SW/FEB/2023

Main Tasks and Responsibilities

  • Creating and Managing owned Loan portfolio.
  • Conducting direct promotion and/or other marketing activities on regular basis.
  • Screening prospect’s eligibility, opening loan applications and arranging appointments with clients.
  • Conducting loan analyses by visiting the business and household of clients, visiting the business/employer of guarantors and preparing a complete loan assessment according to the bank’s credit procedures
  • Presenting loan proposals to the credit committee and informing the client about the decision of the credit committee
  • Arranging the disbursement in collaboration with Back Office and client.
  • Ensuring punctual repayments by monitoring loans with the bank’s software (myMBS) contacting and visiting all parties base on needs.
  • Ensuring high quality standards of the bank’s credit portfolio.
  • Actively participating in committees and group discussions, looking for ways to help solve group problems, proactively seeking for improvement and willing to align his/her personal goals with ABN’s goals.

Profile

  • Minimum educational qualification of B.Sc / HND.
  • Basic knowledge of Financial mathematics & Accounting.
  • 1 – 2 years relevant working experience would be an added advantage
  • Basic computer skills and mobile Application.
  • Detailed and target oriented.
  • Good team spirit.
  • Self-motivated and industrious individuals who like to work outdoor.
  • Excellent analytical skills.
  • Ability to disburse small and medium sized loans to Micro Businesses.

How to Apply

Interested and qualified? Go to AB Microfinance Bank on ab-mfbnigeria.com to apply

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